ACCOUNT MAINTENANCE LIEN & FREEZE IN DOP FINACLE

MARKING LIEN:

HALM(Stands for Account Lien Maintenance)

• Invoke the menu HALM in the system then select the following
• Select the function as "ADD"
• Enter the ACCOUNT NUMBER AND PRESS TAB
• Select the module type as "User Defined" as shown below

Then click on Go then the system will ask to enter the following

• New Lien amount
• From effective date(optional)
• Expiry date (optional) 
• Lien Reason  as shown

Then click on Submit then system will display the message Lien created successfully.

After creation of Lien, the Lien amount for a particular amount will be displayed in the menu HACCBAL as shown below,

REMOVING LIEN:-

• Invoke the menu HALM then select the following as mentioned.
• Select the function as "Modify"
• Enter the ACCOUNT NUMBER AND PRESS TAB
• Select the module type as "User Defined" as shown below

Then click on Go then the system will ask to modify the Lien amount make the amount as Zero as shown in the below figure

Then click on Submit then system will display the lien amount revoked successfully.

FREEZING OF ACCOUNT:

• Freezing means restricting an account to perform the transactions.
• A frozen account doesn't allow any transaction.
• Freezing can be credit/debit or both for a particular account.
• The menu option for freezing of an account is HAFSM.

Scenario:-

      When a customer applies for a loan against NSC/KVP in a bank then the bank applies pledging of NSC/KVP accounts in Post Office.While entering the pledge in the 

Procedure for Freeze\Unfreeze of an account:-

HAFSM:-(Stands for Account Freeze Status Maintenance)

• Invoke the menu HAFSM select the following
• Select the function as "Freeze" 
• Give the account number
• select the freeze code as either total freeze or credit only or debit only depending on the usage

Then click on Go then the system will ask to enter the following

• Select the account id by selecting the check box as shown
• Select the freeze code
• Select the freeze reason from the list as shown

Then click on submit then the system will display the message account freeze done successfully.

The same can be inquired in account balance menu. 

Article taken form pofinacleguide: